Most PAs and NPs struggle with student loans, cash flow, and figuring out how to protect their income. Despite strong salaries and years of hard work in healthcare, many still feel overwhelmed by financial decisions.

Here are the three biggest challenges I help clinicians solve:
• Creating a cash-flow system that makes saving 15–20% automatic
• Developing a clear student-loan strategy (SAVE/IDR, PSLF, consolidation) that fits their career path
• Protecting income with the right insurance so their lifestyle and family are secure

For over 6 years, I’ve focused on helping medical professionals simplify their money and gain confidence in their financial plan. My afollows four core principles: Protection first, Save 15–20%, Invest in the right places, Aim for debt-free..

What working together looks like:
• Student-loan analysis and action plan
• Income-protection review and options
• A “Cashflow Map” to automate saving and investing
• Retirement and benefits coordination (403(b), 401(k), 457(b))

If you’re a PA, NP, physician, resident, or practice owner who wants a clear and simple plan, I’d love to learn more about your situation.